Happy New Year! Chase is kicking off this Q1 2020 with some known categories.

From January through March, Chase Freedom will earn 5% cashback on up to $1,500 in purchases in the following categories:

  • Gas stations.
  • Select streaming services: Netflix, Sling, Vudu, FuboTV, Apple Music, SiriusXM, Pandora, Spotify, Hulu, and ESPN+.
  • Internet, cable and phone services.

A monthly $300 Gas expense, for example, could earn you $45 in rewards in the first quarter and get you much closer to that $1,500 quarterly spending cap. The real question is, do I spend so much on Gas? A lot of them do not.

Tips to Maximize Chase Freedom Q1 2020

If you look closely on the categories, there is a utility category – purchases for internet, cable, satellite television and radio, cellular, wireless data, and landline services will qualify.

The best way is to pre-pay your monthly bills for certain no: of months. It is easy to pre-pay Cable and Cellular for a few months, which should cover the majority of your $1500 spend.

Some of the streaming services offer yearly subscriptions, so purchasing those in Q1 2020 could earn 5% for the entire year.

If you have Autopay setup on the utility categories, make sure you update to Chase Freedom and flip it back when the Quarter ends. If you don’t want to change it, you can pre-pay the bills using Chase Freedom before the due date.

Try https://www.pickmywallet.com/ to determine which card is best for your daily purchases.

Chase Freedom NEW CARDMEMBER OFFER $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
AT A GLANCE
Earn cash back for every purchase
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
No Annual Fee
Chase Freedom Unlimited NEW CARDMEMBER OFFER $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
AT A GLANCE
Earn unlimited 1.5% cash back on all purchases.
No Annual Fee
Chase Sapphire Preferred NEW CARDMEMBER OFFER 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when redeemed through Chase Ultimate Rewards
AT A GLANCE
Premium travel & dining rewards.
Earn 2X points on travel and dining at restaurants.
$95 annual fee.
Chase Sapphire Reserve NEW CARDMEMBER OFFER 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. AT A GLANCE
Exceptional travel rewards and benefits
3X Points on Travel and Dining from airfare and hotels to fine dining and cafés
$550 annual fee; $75 for each authorized user
Chase Ink Business Preferred NEW CARDMEMBER OFFER 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards AT A GLANCE
Premium travel rewards
Earn 3X points on travel (up to $150,000) and other select business categories.
$95 Annual Fee
Chase Ink Business Cash NEW CARDMEMBER OFFER $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening. AT A GLANCE
5% cash back in select categories
Earn Cash Back rewards on every purchase, including 5% cash back in select business categories (up to $25,000) .
No Annual Fee
Chase Ink Business Unlimited NEW CARDMEMBER OFFER $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening. AT A GLANCEUnlimited 1.5% cash back
Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.
No Annual Fee